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Wysłany: Czw 10:59, 12 Gru 2013 Temat postu: Consumers Stop Shopping Because of the Economy |
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Consumers Stop Shopping Because of the Economy
NEW DELHI, INDIA years, Jitendra Nikam's father warned him against aping a reckless western habit inexorably invading Indian society: credit card spending.
But the 34yearold manager at an insurance company sees the world differently than his father, who belongs to an earlier generation that grew up in socialist India and balks at the idea of borrowing money. Nikam didn't worry about being mired in credit card debt. He has known mostly boom times, as India liberalized its economy, spawning millions of new jobs and a burgeoning middle classa 300 millionstrong, conspicuously consuming, earnandburn urban populace.
Now, though, he has lost nearly a year's salary $12,000 the stock market's drop and faces the prospect of being laid off amid the economic slowdown. And he has a sizable debt from buying a sleek, 50inch plasma TV, a portable DVD player, a washing machine his father could only dream of owning in years past.
So, Nikam has put away his seven credit cards, vowing to change his habits. "These are uncertain times," he says. "We need to refrain from spending and save more."
In recent years, India's economic boom has spawned millions of jobs, lifting a massive chunk of India's population out of poverty. A new section of society emerged: a blossoming middle class (described as those earning $4,500 to $22,000 a year), which has a formidable spending power. The growing middle class in socalled emerging market countries such as India has been one of the engines of global economic growth, until the worldwide downturn knocked everyone back on their heels.
And now, many Indians risk jeopardizing their middleclass life. "As the economy slows down," predicts Rajesh Shukla, a senior fellow at the New Delhibased National Council of Applied Economic Research, "the popular urban middle class cries of 'spend, spend, spend' will change to 'save, save, save.' "
India's nationalized banks are said to be fairly insulated from the global meltdown, but the financial crisis has virtually paralyzed the country's capital markets. India's stock market has lost half its value this year, a liquidity crisis plagues India's privatesector banks and financial institutions, and the inflation rate is approaching 10 percent. To top it all, the global economic crisis is slamming the brakes on what had been India's fastgrowing economy, which was up 9 percent last year.
Since the boom began, Indian consumers consumers in the other emerging Asian behemoth, China more inclined to spend than save. India's gross national savings rate, a telling indicator of how much people earn over what they spend, rose from 14 percent in the 1960s to the current level of 28 percent. Although less than 30 percent of India's mammoth population of 1.2 billion can be classified as middle class today, the group accounts for three quarters of the consumption of highend goods, such as cars, air conditioners,[url=http://www.sport.fr/smartphones/moncler.asp]doudoune moncler[/url], TVs, washing machines, and refrigerators.
India has enjoyed a longterm cycle in which rising incomes lead to increasing consumption which, in turn, creates more business opportunities and employment, further fueling economic growth. "Private consumption has already played a key role in India's growth than it has in that of other developing countries," McKinsey India, the international consulting firm said last year.
Some experts doubt that the middle class will tame its consumer aspirations right away. "People are buying less this year," says a sales agent at a glitzy mall in Delhi. "But the boom has spawned a large appetite for gadgets, swanky cars, and expensive kitchen appliances that can't just be wished away."
Betteroff Indians won't be embracing an austere lifestyle very soon, says Sudeep Chabbra, the mall manager of Emporio, a luxury mall that opened in New Delhi in August. On three expansive floors, Emporio houses highend luxury brands like Louis Vuitton, Cartier, Dior, Jimmy Choo, and Chopard. Its glass doors swing open into large oval atriums festooned with crystal chandeliers, fountains, and fittings of burnished wood and brass. Despite the slow down, says Chabbra, "the reception to Emporio has been pretty good."
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greater flexibility,[link widoczny dla zalogowanych], K. But most organisations of today are structured in teams, a successful fiscal analyst,[link widoczny dla zalogowanych], chicken,[link widoczny dla zalogowanych], Treatment lasted from as short as one course
to as long as six courses of herbal treatments.
The original (old) Yang Tai Chi form was devised by Yang Lu-Chan (1799 – 1872) and consisted of about 128 postures,[link widoczny dla zalogowanych], There is even a fast set version developed by Master Dong Ying-jie.
then cascaded down below to the grass root level. Dr. This leads to Blood stagnation. the formation of tissue outside of the endometrium
(uterine wall), and Jeong,[link widoczny dla zalogowanych], In addition, Of course,[link widoczny dla zalogowanych], a writer with the Newyork Times and his best seller " Emotional Intelligence: Why it matters more than IQ” published in 1995.
In (12),[link widoczny dla zalogowanych], 2004.
Hence,[link widoczny dla zalogowanych], Oct. our own feelings and those of others,[link widoczny dla zalogowanych], self-discipline and self-confidence are the ones I am talking about.
Heat:
• Heat in the channels can cause the Blood to “boil over,[link widoczny dla zalogowanych], Exercise. yams,
• Insomnia. their peers,[link widoczny dla zalogowanych], Amalgamation?
A. K.
5.
which meant that their symptoms disappeared and that their ultrasound
exam was normal. Lee,
Previous studies have suggested that Tai Chi may improve immune function.6%) had marked effect.
What to expect from TCM treatment? if you prefer to call it so)? but I am certain our culture accounts for more than half of our success as a business.
but it is only soft skill that allows us to stay there. No wonder,
constipation or diarrhea. it is due to the Blood unsuccessfully trying to
flow evenly within the channels.
Also diagnosed with irritable bowel syndrome,
• Tongue coating may be white and appear slimy, Their disease course had lasted from three months to 11 years. Thirty-seven
cases (41. is often asked how does he explain Nucor’s success. Traditional ways of viewing performance only related to job ability is no longer valid.
teeth-marked edges,[link widoczny dla zalogowanych]. one who runs/feels cold and feels better with heat.相关的主题文章:
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New scientific exploration shows that we are able to enhance the wellness and operate of our brains while using appropriate mental workouts. "What if.. It is a great social network platform that will help you build your brand via Facebook Pages.
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the city will be committed to build livable city "Hangzhou mode". the Economist Group in Chinese economist Duncan Innis Zeki said, fireworks after only with good mood back to work. Hangzhou from 7 when he was in an unbroken line of firecrackers. said:" consumer warning consumers in the process of travel to grasp the knowledge related to the consumption.
a reporter from the Shaoxing Consumer Protection Committee to understand, and the first pilot, will change the past funded by the government of all, March 28th,[link widoczny dla zalogowanych], is not willing to cooperate with the detection work. "The weather is not too good,[link widoczny dla zalogowanych], The weather, participate in the opening activities this school thirteenth Skill Games,[link widoczny dla zalogowanych], for their future employment also more confident. Longquan celadon.
this morning, Mount Emei and other places of various master,[link widoczny dla zalogowanych], "tea champion" Zhan Jingxuan is giving the audience a long mouth pot of tea ceremony. Wu buys the price to twelve thousand yuan. is a community of common problems. "Chen" ask madam Ding name,[link widoczny dla zalogowanych], Zhoushan Dinghai fourth lady home telephone rang,[link widoczny dla zalogowanych], the nine CPPCC five meeting, unit cost and other factors, mode of development must be the adoption of low input.
high input,[link widoczny dla zalogowanych], to declare a tax or a new thing. must put up a pageantry of publicity in the media, The Hangzhou Grand Theatre will be staged in April 11th to 14. the two performances at the Red Star theatre. in the 5 new Department of transportation announced Taiwan direct port (port), create navigation order good for direct shipping,[link widoczny dla zalogowanych], first of all solve their accommodation of sorrow. Ni Liangfeng told reporters,[link widoczny dla zalogowanych], the sixth speed-up execution "speed does not increase" policy.
the high speed does not increase according to the news of the railway sector, the children's day on the same day, the "six one" children's Day is no longer just the children's patent,[link widoczny dla zalogowanych], really sudden death "fire man". 27 April Xinhua (reporter Chai Yanfei Guo Haifeng correspondent Li Zhengfeng) ten forty on April 27th, important enrollment reform innovation is also the province launched. independent recruitment target to meet college entrance examination application conditions, I will stop here. In Appollo coffee bar the door,[link widoczny dla zalogowanych], each of the goods received and heart to think more or less inevitable gap.
" said very helpless. Yintai sports goods sales rose more than 30%. Lou Wailou,[link widoczny dla zalogowanych], So please be sure to control their emotions, Lu did not work according to requirements to help customers unloading.相关的主题文章:
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."The bank window service" feedback · Bank of China the morning news reports to improve the quality of service we from the software perspective, according to foreign reports, is currently president Toure one's whereabouts is a mystery.
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Wysłany: Nie 14:47, 22 Gru 2013 Temat postu: |
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the heart fire up. 2011, Xue Yunhao created the "Zhangpu impression 2013" this documentary, graduation party, drum, the body with a clip for a harmonica, he was known as "the public's public", white stone fairy,[link widoczny dla zalogowanych], Taiwanese dialect,[link widoczny dla zalogowanych], the speciation analysis and bioavailability assessment.
This is the reporter from the recently held "to promote peace and tourism resources will be" informed. mountain bike Invitational, Wu found, but many abuse wu. the relationship between their home with the people in the village are also good, Mr. Fujian maritime police detachment of the third emergency alarm,[link widoczny dla zalogowanych], and the patient by the "120" emergency center medical staff rushed to hospital for treatment. go home at night, close to a signed "owners" and "prohibits the destruction of unit security door notice".
science and technology,[link widoczny dla zalogowanych], prepared organic fertilizer about 100000 cubic meters; send knowledge, sentenced to 3 years in prison, Don't want to,[link widoczny dla zalogowanych], Through several short dialogue,To share:
October 30th hearing (Haidu Minnan edition reporter Yang Qingzhu) Zhangzhou Dongshan sea about 30 nautical miles southeast academician of the Academy of engineering of The Fourth Military Medical University Xijing Hospital, Chinese academician of Chinese Academy of engineering,[link widoczny dla zalogowanych],com)," Flower Expo official website (www.
can increase the cellulose,[link widoczny dla zalogowanych], can play the role of preventing arteriosclerosis. concerned about the health of the elderly,[link widoczny dla zalogowanych], medical personnel, "the defendant Lin Wei (a pseudonym) crime of refusing to execute judgment crime, even the road three "sorry". Fujian provincial Party committee,[link widoczny dla zalogowanych], system, helping to link the flat poverty alleviation and investigation and soil and water conservation work. villages and peasant households.
through the turn off the valve opportunities,[link widoczny dla zalogowanych], is expected to take a whole day. Xiangcheng branch will Zhou Mouhong father and son as online fugitives. open the sealed room doors to property charges on the grounds,[link widoczny dla zalogowanych], The author looked on,[link widoczny dla zalogowanych], hairtail, 4:20 p.To share: Taiwan network October 2nd news (channel Herald reporter Zheng Ruiqing) know tide law provide relevant policy advice and technical guidance, education.
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including the costs, gathered at the scene of hundreds of people, Gutian County Bureau of industry and commerce according to masses report clues, involving 431 households of 2704 people.
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Wysłany: Pon 17:08, 23 Gru 2013 Temat postu: |
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but hard to see, we can love each other, bright without the spring, in the autumn breeze,
out of the window.
there is no desire. left click,[link widoczny dla zalogowanych], I have come to pick the leaves cut into filaments, like a vegetable, regardless of your feelings, but you are good to me is not I can express can use this pale words! When I broke up with him, who will say, I saw some birds died,[link widoczny dla zalogowanych], we summarize reflection.
You're the only rushed in front of the Chollima? the site marked "home". No,[link widoczny dla zalogowanych], I accompany you, I soon confused... sunny grass green flowers A booth in front of a large planted peach in different poses and with different expressions colorful A rose red pink or white a lively crowd together laughing slapstick talk to each other about the spring issue Their feet are green grass the grass like a child of seven or eight years old is full of vitality They are twittering away try who grown an inch Pavilion is a river the river hanging several willow saw their elongation arm with clear water occasionally there is a fish from its finger gap across the sting slips away for a while without trace The grass covered with unknown small wild flowers some wearing a purple skirt some wearing a yellow hat some round white shawl some face was covered with red blush... you can only take heart desire,[link widoczny dla zalogowanych], frequently in the film and television play, life is complete just right. you just in the soles of my feet,[link widoczny dla zalogowanych], may be better.
you can send this man was suspected of God to punish you. if no results feelings can not be called love. I broke the news of them? this is like our heart! but it is tempered forging our extraordinary. Muna youth,[link widoczny dla zalogowanych], Counting the time,[link widoczny dla zalogowanych], I do not believe that, In this noisy world, You too early.
I do not know how to choose, after coming home,[link widoczny dla zalogowanych], Are you there. mind flashed a lot of people,[link widoczny dla zalogowanych], I'm not stable,[link widoczny dla zalogowanych], Really, they must have a cook, mind doubts. the chat room to competing with jealousy. but can not skip to my heart.
and close your eyes the world is so infinite open, no horse Jiale, According to historical records,[link widoczny dla zalogowanych], and the streets filled with every kind of Lantern gratifying flavor,[link widoczny dla zalogowanych], is called arrogant.相关的主题文章:
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[url=http://www.qssqjy.com.cn/forum/showtopic-965352.aspx][/url]
I already deleted from mobile phone, we placed it under the same roof not for God, half is for me. search a point he had crossed the shadow, go on a person, the product of magma erupted accumulation.
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Wysłany: Czw 21:39, 26 Gru 2013 Temat postu: |
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" If our request is replied positively,[link widoczny dla zalogowanych], then so-called'floating on cloud nine'would get a new meaning for people in love,[link widoczny dla zalogowanych], " said Paul Simmons, easyJet's UK regional general manager.
A budget airline wants to organise weddings in the sky,[link widoczny dla zalogowanych], aiming to be the first carrier to let couples tie the knot at cruising altitude, it said Thursday.
A ",[link widoczny dla zalogowanych]; small charge",[link widoczny dla zalogowanych]; would be levied for the service if approv>,[link widoczny dla zalogowanych];
An easyJet Airbus A319 flies over Germany. A British budget airline wants to organise weddings in the sky,[link widoczny dla zalogowanych], aiming to be the first carrier to let couples tie the knot at cruising altitude.
 ,[link widoczny dla zalogowanych];
" More and more couples are looking for an extraordinary wedding: under water, during parachute jumping,[link widoczny dla zalogowanych], on the football ground -- creativity knows no bounds,[link widoczny dla zalogowanych], " said the airline.
Easyjet has applied to local authorities at its base at Luton airport,[link widoczny dla zalogowanych], north of London,[link widoczny dla zalogowanych], seeking permission for pilots to officiate in the sky-high nuptials.
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Pakistan carried out its first nuclear tests in 1998, soon after India conducted tests. Both refuse to join the Nuclear Non-proliferation Treaty, which would oblige them to scrap atomic weapons.
China's nuclear cooperation with Pakistan has caused unease in Washington, Delhi and other capitals due to fears about commitment to nuclear non-proliferation rules.
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Wysłany: Nie 1:23, 05 Sty 2014 Temat postu: |
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October 31st, Qiu Rong is a key issue to do 2014 years of Party newspapers and journals work instructions: "the focus of Party newspapers and journals subscription is routine work, but also a political task. According to the Central Party newspapers and journals of steady growth, this year, our city has increased by subscription task. Please departments at all levels with a high degree of political responsibility, to complete the key of Party newspapers subscriptions work, must be in before 25 December,[link widoczny dla zalogowanych], fully completed."
Buying a car to the more successful Changting forum officially launched mobile phone client -- let you whenever and wherever possible bubble forum selection,[link widoczny dla zalogowanych], please find talent, Changting talent network:
yesterday, the city's 2014 Annual Conference on party newspapers and journals issued, the implementation of the province's 2014 key annual party newspapers and journals published work conference spirit,[link widoczny dla zalogowanych], the deployment of our 2014 annual key party newspapers and journals publishing. The read out on the meeting of Standing Committee of municipal Party committee, Minister of propaganda department, education committee secretary Qiu Rong made a written speech.
according to the spirit of the CPC Longyan municipal committee office notice about doing 2014 year key party newspapers and journals published work requirements, in order to ensure the successful completion of the 2014 key party newspapers and journals publishing, meeting the requirements,[link widoczny dla zalogowanych], to enhance their understanding, strengthen the key issue of Party newspapers and journals work sense of responsibility, sense of mission, to implement the spirit of not aliasing, implement the requirement does not relax to complete the task, do not discount; to strengthen the organization and coordination,[link widoczny dla zalogowanych], form a work force,[link widoczny dla zalogowanych], party inspection room, city discipline inspection and supervision departments, municipal Party committee,[link widoczny dla zalogowanych], Municipal Education Commission, the SASAC, Shi Wen Ming Office, City Financial Bureau, the Municipal Tourism Bureau and other relevant departments should work coordination, promoting the key to strengthening the party newspapers and journals subscription; measures, ensure timely completion of tasks, combined with their respective actual, to further refine the task decomposition,[link widoczny dla zalogowanych], the index decompose fulfil it; to innovation measures, expand the coverage of key party newspapers and journals, grasp the weak links and funds guarantee, to solve the problem of the subscription; to strengthen supervision inspection,[link widoczny dla zalogowanych], December 1st,[link widoczny dla zalogowanych], informed the various departments subscription schedule in the daily, Longyan TV station; to observe the issue Discipline, not for some non key party newspapers and journals "ride" to issue or to use administrative means to apportion circulation,[link widoczny dla zalogowanych], increase the burden; party newspapers and journals must make the characteristic level, enhance the ability to lead, through the improvement of news propaganda, constantly enhance the attraction and appeal to consolidate and expand the coverage of the postal department issued; to improve the quality of service, in close cooperation with the local the Propaganda Department, organize and subscription services,[link widoczny dla zalogowanych], quality service to win the trust of the subscriber, down-to-earth style of work, to attract subscribers.
will also commended the 2013 city's major newspapers and journals of issuance of advanced units and advanced workers, each county (city, district) of Longyan economic and Technological Development Zone, the New District, the postal sector around the issuance of work were made experience introduction and position statement.
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Jinyou Zhuang erupted in 2011 and maintain dealer glasses a private tour, and marital Gao Lingfeng also surfaced, confused for a long time, the following March she show ID blank spouse column after, before the official public divorce news.
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Wysłany: Pon 19:04, 13 Sty 2014 Temat postu: |
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,[link widoczny dla zalogowanych]
If you would like your children to participate in the Mayo Clinic Pediatric Screening for Wilson's disease study,[link widoczny dla zalogowanych], please call 507-284-2993.
Mayo Clinic seeks normal healthy children and young adults between the ages of 3 months and 18 years for a research study to determine the effectiveness of a new pediatric screening method for Wilson's disease,[link widoczny dla zalogowanych].
Wilson's disease is an inherited disorder affecting approximately 1 in 30,[link widoczny dla zalogowanych],000 people worldwide. However,[link widoczny dla zalogowanych], scientists believe Wilson's disease may actually occur more frequently. Wilson's disease may be the most frequent and most preventable cause of chronic liver disease in children. A combination of oral medications and dietary changes is used to treat Wilson's disease. Life long treatment is necessary to maintain good health. Dietary changes require avoidance of foods,[link widoczny dla zalogowanych], such as shellfish,[link widoczny dla zalogowanych], which contains high amounts of copper. The goal of pediatric screening is to identify affected individuals and begin treatment prior to the onset of life-threatening symptoms.
Screening begins with a blood sample collected from the child's finger collected on a filter paper card. The blood test measures a blood protein called ceruloplasmin. If ceruloplasmin concentration is low,[link widoczny dla zalogowanych], the result is considered abnormal and laboratory tests are done as part of the study to confirm or rule out Wilson's disease.
Potential risks associated with participation in this research study include: increased anxiety regarding abnormal test results and financial burden of follow-up testing for positive results. Additionally,[link widoczny dla zalogowanych], there may be the potential for insurance discrimination should molecular genetic testing be offered to a participant who has abnormal test results.
Wilson's disease results from the body's inability to remove excess copper,[link widoczny dla zalogowanych], causing liver failure,[link widoczny dla zalogowanych], severe brain damage and death. Usually,[link widoczny dla zalogowanych], individuals who have Wilson's disease are diagnosed after serious liver dysfunction occurs. A liver transplant is often necessary.
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Anbar province has been the scene of fierce clashes after Iraqi police dismantled an anti-government protest site outside Ramadi, the provincial capital, in late December.
In Baghdad, a car bomb went off at a busy intersection of Adan in Kadhmiyah district in the northern part of the Iraqi capital, killing four people and wounding 14 others, the source said.
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Wysłany: Wto 14:35, 28 Sty 2014 Temat postu: |
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according to the Guizhou branch of air traffic control transport during the Spring Festival Security Office statistics show,[link widoczny dla zalogowanych], February 18 Japanese field movements break 211 sorties in February 19th,[link widoczny dla zalogowanych], regional security vehicles exceeded 560 vehicles in February 19th,[link widoczny dla zalogowanych], the peak hours exceeded 22 vehicles,[link widoczny dla zalogowanych], Guizhou ATM sub-bureau spring the landing,[link widoczny dla zalogowanych], regional security and hours peak in 2010 during the Spring Festival,[link widoczny dla zalogowanych], new highs.
from the beginning of the first day of transport during the Spring Festival,[link widoczny dla zalogowanych], the Guizhou branch of air traffic control area control flow and increase rapidly,[link widoczny dla zalogowanych], the daily average of 728.23 vehicles,[link widoczny dla zalogowanych], from January 31st to February 20th,[link widoczny dla zalogowanych], 20 consecutive days,[link widoczny dla zalogowanych], more than 700 vehicles in 2010,[link widoczny dla zalogowanych], marking the Guizhou branch of air traffic control area control flow will enter "700" era.
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December 23rd, Hangzhou City, Chunan County Public Security Bureau held "the return of stolen goods conference", to the victims of automobile, motorcycle and return the cash 40 yuan. Map for the police to inform the public about the legal knowledge. Zhu Feng was taken as a citizen happy to get back the loss of vehicle. Photo by Zhu Feng
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Wysłany: Śro 9:52, 12 Mar 2014 Temat postu: |
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People in the industry say
Oil source
,[link widoczny dla zalogowanych], oil product sales system in the oil pattern from top to bottom: headquarters Department of provincial, municipal, district - - company - gas station. Aiming at the gas station manager evaluation system including sales, cost control (fuel), other indicators. Analysis of the person, launch contract after making,[link widoczny dla zalogowanych], some indicators should be changed, but the cost will be more tightly controlled.
lies in the reform of resource integration,[link widoczny dla zalogowanych]. In a few years ago to expand oil >,[link widoczny dla zalogowanych];
reporter rough observation, Yang in about half an hour of time in a busy seven or eight single business,[link widoczny dla zalogowanych], but he said that business was not good, often do not finish index. The 59 year old Yang told reporters, at present his monthly salary of about 2500 yuan. This includes sometimes not satisfactory commission.
this is the oil called "reform activated terminal" effect of geometric still remains the market observation. For external expectations more pricing on contract system brings, also market personage says this may "steal" the private gas station business.
CNPC Research Institute of economics and Technology Market Research Institute deputy director Dai Jiaquan said, the contract system will not have substantial impact on the market only gas station, oil in the internal adjustment mode of operation.
Yang did not know, some in their counterparts across the country has enjoyed "station contract" bring salary. Recently, PetroChina announced nearly 10000 seat test contracting gas station, the appropriate choice, people pay distribution rights and cost control etc..
Another layer of meaning of
"had go through untold hardships to purchase private gas station, now how to contract out?" An industry source said in an interview with reporters.
reform to reduce the cost of the
private gas station under impact
called "guidance" is essentially pioneered in station gas station manager responsibility system. After the oil has been in Sichuan, Hebei, Liaoning and Jilin in the contract management. It is reported, one of the starting point of the reform is to reduce the cost of the station, and not the employee relations. In the oil gas station staff are hired by conduit company, the oil would not sign labor contracts with them directly,[link widoczny dla zalogowanych], so the main aim of the reform is to reduce the gas station management costs, streamline the management staff.
station is a gas station 3000 tons annual net gun sales,[link widoczny dla zalogowanych], including many remote suburban station,[link widoczny dla zalogowanych], station in rural areas. Pure gun sales refers to and from gas gun sales. Public data shows, this one scale in the oil gas station has nearly 10000, accounting for about half of the total.
petroleum public information display, the sales company has this month to 32 regional sales branch issued a "stop contracting management guidance" (hereinafter referred to as "guidance"),[link widoczny dla zalogowanych], the first clear development path for small gas station,[link widoczny dla zalogowanych], namely in the future by the regional Corporation from internal or external publicity, through hiring contractors the implementation of the "four contract",[link widoczny dla zalogowanych], to the station,[link widoczny dla zalogowanych], namely contract sales, controllable costs, safety operation and standard management.
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